Home / Retailers / Swagbucks
04.
Up to 10%
The everything-earner

Swagbucks

Swagbucks is technically a rewards program, not a pure cashback portal, but its shopping section covers more than 5,000 US retailers and pays out in the same SB points you earn from surveys, video watching, and daily goals. That combination — modest shopping cashback plus a dozen ancillary earning paths — is why active Swagbucks members hit payout thresholds weekly instead of monthly.

Peak rate
8–10% on featured stores
Currency
1 SB = $0.01 (100 SB = $1)
Payout threshold
300 SB ($3) for select gift cards
Retailer count
5,000+ US stores

How it works

  1. 01.

    Create an account at swagbucks.com — the signup bonus is $10 after your first $25 qualifying purchase or activity milestone.

  2. 02.

    Use the Shop tab (or the SwagButton browser extension) to click through to any covered retailer before checkout.

  3. 03.

    Stack shopping SB with the daily goal bonus by hitting your target — this multiplies your daily earn by 25–50% and compounds over the month.

  4. 04.

    Redeem SB for PayPal cash, hundreds of gift card brands, or a Visa prepaid card once you clear the appropriate threshold.

Best for

Shoppers who also want to earn on downtime. If you'd otherwise scroll Instagram during a lunch break, Swagbucks turns that time into an extra $10–40 a month on top of shopping cashback.

Watch out

Point-based currencies obscure the real rate. Always convert SB back to dollars before comparing to a straight-cash portal — a '150 SB' offer is just $1.50 back.

The verdict

The best cashback portal if you'll actually use the surveys, videos, and daily goals. Otherwise a dedicated cash portal beats it on rate for pure shopping.

Other top cashback retailers

TopCashbackCapital One Shopping